PEN

Provider Exchange Network (PEN) is an electronic data exchange that connects F&I product providers with dealer point-of-sale systems. Through PEN, your F&I team gets real-time product eligibility, pricing, and automated contract registration — eliminating manual paperwork and speeding up the deal process. PEN supports 140+ product providers and 40+ dealer system integrations.

Enable PEN from Settings → F&I Products in your Ekho dashboard. Ekho connects to PEN's exchange to pull real-time product eligibility and pricing during the F&I step. When a product is sold, contracts are registered electronically through PEN — no manual form submission required.