Every step after "Yes," handled
Most platforms stop at the sale. Ekho's Transaction Engine keeps going — automating financing, titling & registration, insurance verification, document signature collection, fraud detection, tax compliance, and more across all 50 states so buyers get their vehicle and dealers get paid, fast.
Every step during and after the sale. Handled.
Checkout that closes
A fully white-label checkout embedded on your site — mobile-ready, compliant, and built to convert browsers into buyers. State-of-the-art fraud detection protects every transaction, so dealers close with confidence.
Financing for all credit types
Buyers get pre-qualified in minutes — no score impact, multiple lenders surfaced automatically, all built directly into your site.
Titling & registration — automated
Remote DMV filing, title transfers, and registration handled across all 50 states. Plate and title delivered to the buyer’s door. No DMV trips.
Document signing, online
No matter the signature type, Ekho’s dynamic workflows adjust automatically — making it as quick, easy, and seamless as possible for buyers and dealers to execute the right documents in every state, every single time.
Compliance, handled automatically
Interstate tax rules, franchise laws, state disclosures, and fraud detection — monitored and applied automatically so every deal is covered.
Track every deal in real time
See the status of every transaction — from checkout to delivery — in your admin portal. Nothing falls through the cracks.
“Our first online unit was purchased at 12:30 a.m. via Ekho on a Sunday. On a customer’s phone. While the store was closed. And our team was asleep.”
Every deal, visible from start to finish
Your admin portal gives your team a real-time view of every transaction — checkout status, financing progress, DMV filing, and delivery. See exactly where each deal stands and what needs attention, all in one place.
Checkout
Online checkout with deal structuring, financing, and payment processing.
Financing Prequal
Soft-pull credit check — instant rate estimates with no impact to buyer's credit score.
F&I Aftermarket Engine
Aftermarket product packages — warranties, GAP, and protection plans.
Embedded Financing Engine
Built-in financing with lender waterfall and credit applications.
Tax Engine
Real-time tax calculation across all US jurisdictions.
Titling & Registration Engine
Automated 50-state title and registration processing.
Compliance
50-state regulatory compliance for vehicle sales and documentation.
Fraud Prevention
AI-powered fraud detection analyzing buyer signals and behavior.
CRM
Lead management, pipeline tracking, and AI-powered follow-up.
Analytics
Conversion tracking, attribution, and buyer demographics.
Reporting
Financial reporting for revenue, payouts, and F&I performance.
Inventory CMS
Centralized inventory management with AI-enhanced merchandising.
AI Listing Enrichment
AI-powered listing optimization — auto-enriched titles, descriptions, and attributes for every vehicle.
Configurator
Vehicle customization tool with dynamic options and real-time pricing.
Preorder
Accept deposits and manage preorder queues before inventory arrives.
API & MCP
Full REST API and MCP server for custom integrations.
SEO & GEO Monitor
Monitor your SEO and AI search rankings against competitors with actionable recommendations to improve.
Every step from checkout to keys, automated
Most platforms stop at the lead. Ekho handles the rest — financing, titling, registration, tax, compliance, and fulfillment across all 50 states, so your team closes more deals with less work.
Checkout
Online checkout with deal structuring, financing, and payment processing.
Financing Prequal
Soft-pull credit check — instant rate estimates with no impact to buyer's credit score.
F&I Aftermarket Engine
Aftermarket product packages — warranties, GAP, and protection plans.
Embedded Financing Engine
Built-in financing with lender waterfall and credit applications.
Tax Engine
Real-time tax calculation across all US jurisdictions.
Titling & Registration Engine
Automated 50-state title and registration processing.
Compliance
50-state regulatory compliance for vehicle sales and documentation.
Fraud Prevention
AI-powered fraud detection analyzing buyer signals and behavior.
CRM
Lead management, pipeline tracking, and AI-powered follow-up.
Analytics
Conversion tracking, attribution, and buyer demographics.
Reporting
Financial reporting for revenue, payouts, and F&I performance.
Inventory CMS
Centralized inventory management with AI-enhanced merchandising.
AI Listing Enrichment
AI-powered listing optimization — auto-enriched titles, descriptions, and attributes for every vehicle.
Configurator
Vehicle customization tool with dynamic options and real-time pricing.
Preorder
Accept deposits and manage preorder queues before inventory arrives.
API & MCP
Full REST API and MCP server for custom integrations.
SEO & GEO Monitor
Monitor your SEO and AI search rankings against competitors with actionable recommendations to improve.
Pricing
Sales Agent
Trained on your inventory, your policies, and your voice. Ekho's AI handles every inbound lead across chat, SMS, and email — qualifying buyers, booking appointments, and moving deals forward 24/7.
Transaction Engine
Complete online checkout with financing, titling, registration, taxes, insurance, and compliance — fully integrated.
Website
Websites built for speed, mobile performance, search visibility, and higher conversion — with a chat-based AI editor.
Digital Storefront
Everything you need to reach more buyers and close more deals — website, checkout, financing, titling, and all platform tools.
Growth Engine
AI agents handling your leads combined with a high-converting website — the modern dealership front door.
Sales Accelerator
AI agents handling your leads paired with a full transaction engine — from first touch to closed deal, fully automated.
Operating System
The complete Ekho platform — AI agents, website, and transaction engine with every building block included. One platform to run your entire dealership.
How the industry is moving with Ekho
Dealers closing more deals. Groups scaling without adding headcount. Teams selling long after the doors are locked. These are the businesses that rewired how they sell with Ekho.
“Ekho is the only platform we've seen that delivers an actual end-to-end, modern online purchase experience and handles compliance, so we can scale remote sales across our locations.”
“The difference wasn't incremental — it's redefining how our team interacts with inbound.”
“Ekho gives us the infrastructure to take what we've built regionally and offer it to riders across the country.”
“Together with Ekho, we make it easier for customers to discover the right bike, secure financing, and complete the paperwork from anywhere, even when the store is physically closed.”
Insights for your business
The To-Don’t List: What the Best Vehicle Dealerships Stop Doing in 2026
Operational discipline is the cheapest competitive edge in vehicle retail. Here are the habits worth cutting across every department. Most dealership improvement plans start with a list of things to...
Your 2019 Training Playbook Is Why Your Team Is Falling Behind: A 2026 Workforce Guide for Vehicle Dealerships
Most dealers still train their teams like the buyer hasn't changed in a decade. The buyer changed. The skills changed. Here is what to teach now, and how to build a team that compounds.
Single-Lender Online Financing Is Capping Your Online Sales — Here's the Fix
If your online deal routes to one lender, every buyer that lender doesn't approve walks. A real waterfall keeps the deal alive across credit tiers — and turns more 'approved' leads into funded ones.
Why “Online Vehicle Sales” Usually Breaks at Checkout
Most “online checkout” tools are lead-capture forms in costume — and the marketplace “Buy Now” button is the most expensive lead form a dealer has ever paid for.
The end of the price-on-the-windshield era
The FTC’s 2026 enforcement wave has shifted from threat to practice — and it’s spreading well beyond auto.
Accessories Drive Margin. Why Aren't They in Every Deal?
Parts and accessories carry 32.6% gross margin. Most of those dollars never make it into the deal — until now.
The Menu Is the Lever: How Online F&I Presentation Decides Penetration and PVR
Online F&I lives or dies on menu design. Here's how to build one that buyers actually convert on.
Will Online Sales Steal From Your Showroom? The Math Says No, Here's Why.
Will online sales cannibalize the showroom? The data, and the operating model that makes it pure incremental volume.
Transparent Pricing, Dealer Success, and the Future of Vehicle Retail
Why these ideas aren’t at odds, and what it will take to align them.
Frequently Asked Questions
Everything from checkout to keys. Ekho handles the full deal lifecycle — vehicle configuration, payment processing, financing with multi-lender rate shopping, fraud prevention, tax calculation, titling, registration, and delivery coordination.
Buyers can apply for financing directly at checkout. Ekho shops rates across multiple lenders — including captive and third-party options — and returns pre-qualified offers in seconds. No hard credit pull required for pre-qualification.
Yes. Ekho uses AI-powered fraud prevention with device fingerprinting, identity verification, and real-time risk scoring. Payment processing is fully PCI-compliant, and all sensitive data is encrypted in transit and at rest.
Yes. Ekho automates the titling and registration process — including DMV paperwork, temporary tags, signature collection, and plate shipment. Your team doesn't have to touch a single form.
Credit cards, debit cards, ACH bank transfers, and digital wallets. All payments are processed with full PCI compliance.
Yes. The Transaction Engine works standalone — you can embed Ekho's checkout on your existing website or use it alongside any other tools. It also integrates with your DMS for automatic deal syncing.
Yes. Ekho embeds F&I directly into the checkout flow. Buyers can choose from extended warranties, GAP insurance, tire and wheel protection, and other aftermarket products — with coverage tiers and pricing presented transparently. Dealers control which products are offered and retain their standard margins.
Ekho integrates with your existing lender panel and supports lender-specific rate sheets and reserve structures. Dealer participation and points are managed through your standard lender agreements. Ekho surfaces multiple offers to the buyer and lets them compare — your reserve income is unaffected.
Tee up the deal.
We'll handle the rest.
Start closing compliant, fully automated deals across all 50 states with Ekho's Transaction Engine.
Book a demo